Proprietary algorithms, scientifically derived weather and climate models, and the complementary expertise of specialized partners could be the difference maker that helps a (re)insurer navigate a turbulent and changing climate. (ink drop/Adobe Stock) Proprietary algorithms, scientifically derived weather and climate models, and the complementary expertise of specialized partners could be the difference maker that helps a (re)insurer navigate a turbulent and changing climate. (ink drop/Adobe Stock)

Natural catastrophe claims are on an uneven but upward path for U.S. property& casualty insurers. The average was $100 billion from 2017 through 2021, up from less than $50 billion in the previous five-year period. Heightened awareness of climate change might suggest that our warming planet is the leading cause, but closer analysis points to a more nuanced perspective:

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