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Most people don't consider the impact and purpose of insurance or that it covers just about every type of peril, risk or enterprise someone can conceive. It touches every area of daily life and very few things happen without insurance.

Specialty insurance covers a wide range of risks and one of those areas involves fine art and collections. Modern art, sculptures, collectibles, paintings, etchings and wine are just some of the items that fall into these categories.

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Patricia L. Harman

Patricia L. Harman is the editor-in-chief of Claims magazine, a contributing editor to PropertyCasualty360.com, and chairs the annual America's Claims Event (ACE), which focuses on providing claims professionals with cutting-edge education and networking opportunities. She covers auto, property & casualty, workers' compensation, fraud, risk and cybersecurity, and is a frequent speaker at insurance industry events. Contact her at [email protected]