Thank you for sharing!

Your article was successfully shared with the contacts you provided.
Woman shopping for insurance online. Twice as many policyholders now say that the education level of a driver should be factored into auto insurance rates, Forbes Advisor found. Just 28% of those surveyed said education shouldn’t be considered, down from 67% the year prior. (Credit: Shutterstock.com)

It seems tides are turning regarding consumer sentiment toward the use of credit scores when determining personal auto insurance rates, according to Forbes Advisor, which reported that 42% of policyholders believe credit scores should be factored into auto insurance rates. In 2021, just 22% of consumers said the same.

What’s more, only 36% of those surveyed said they didn’t think credit scores should be a factor in auto insurance rate setting, down from 69% the year prior.

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.


  • All PropertyCasualty360.com news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including BenefitsPRO.com and ThinkAdvisor.com.

Already have an account?

Steve Hallo

Steve Hallo is managing editor of PropertyCasualty360.com. He can be reached at [email protected].  

More from this author



Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join PropertyCasualty360.com now!

  • Unlimited access to PropertyCasualty360.com - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including BenefitsPRO.com, ThinkAdvisor.com and Law.com
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2022 ALM Global, LLC. All Rights Reserved.