Senate Bill 2D includes "pro-consumer" measures, according to the governor's office, which released the following specifics:

$2 billion in reinsurance relief through the Reinsurance to Assist Policy program to benefit policyholders during the next two years. Insurance companies will also be required to file a supplemental rate filing once enrolled in the program to provide relief to policyholders.
$150 million for the My Safe Florida Home Program to provide grants to Florida homeowners for hurricane retrofitting, making homes safer and more resistant to hurricane damage, which can result in premium discounts for those who participate in the program.
Prohibiting insurance companies from denying coverage solely based on the age of a roof if the roof is less than 15 years old or if the roof is determined to have at least five years of useful life remaining.
Requiring insurance companies to provide policyholders with a reasonable explanation if they deny or partially deny a claim and provides consumers with greater access to information during the claim adjustment process.
Creating a new standard for the application of attorney fee multipliers which have been liberally applied, resulting in increased costs to consumers.
Limiting the assignment of attorney's fees in property insurance cases to discourage frivolous claims.

Mark Wilson, president & CEO of the Florida Chamber of Commerce noted litigation is a major driver of losses, which in turn drive rate increases.

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