Infographic with data from workers' comp market 2021 results. “For years we’ve talked about all the many changes and shifting demands as being ‘on the horizon,’ said Bill Donnell, NCCI president and CEO. “Now the horizon is here and we must be ready for it all.” (Credit: NCCI)

For the eighth year running, the workers’ compensation insurance market saw underwriting profitability, the National Council on Compensation Insurance (NCCI) reported at its Annual Insights Symposium. During the 2021 calendar year, the sector saw a combined ratio of 87, which marked the fifth consecutive year the line returned a combined ratio below 90.

Workers’ comp had the lowest combined ratio across all P&C lines when looking at calendar year data, according to Donna Glenn, chief actuary at NCCI. This was driven by a significant reserve release, in excess of $5 billion, she explained, adding: “Workers’ comp continues to be the most profitable line according to calendar year data.”

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Steve Hallo

Steve Hallo is managing editor of He can be reached at [email protected].  

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