Panoramic shot of the snow-covered coastline in Texas following Winter Storm Uri. Multiple HVAC system losses from the Texas claims tied back to widespread power outages and the weather. The CCG IQ 2021 Annual Report showed that 18% of HVAC systems sustained damage from a high voltage surge, 11% from freezing conditions and 9% had a water loss. (Photo: Jiujiuer/Shutterstock)

This time last year, many adjusters were still digging out from the hundreds of thousands of claims that resulted from Winter Storm Uri. By July, settlements had reached billions of dollars and a Texas Department of Insurance report stated there was an expectation to give $5.8 billion in payments to policyholders in Texas, where the storm was particularly destructive and led to half a million claims. Newly released data about some of the items included in claims from the storm pinpoints issues carriers should consider during the next extreme weather event.

Power outages, fallen trees, freezing conditions and other related perils caused many of the losses that occurred in Texas in February 2021. However, it is important to note that even if a cause of loss seems obvious, the peril is not always the reason for a failure. Additionally, everything included in these claims wasn’t damaged.

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