X

Thank you for sharing!

Your article was successfully shared with the contacts you provided.
The insurance company argued that the policyholder violated the “concealment or fraud” provision of its policy. A corporate representative of Citizens Property Insurance Company testified in a deposition that insured did in fact make a prior claim on the property in 2013. (Credit: IanRedding/Shutterstock) The insurance company argued that the policyholder violated the “concealment or fraud” provision of its policy. A corporate representative of Citizens Property Insurance Company testified in a deposition that the insured did in fact make a prior claim on the property in 2013. (Credit: IanRedding/Shutterstock)

The Florida Third District Court of Appeal has reversed a Miami first-party property insurance ruling involving a homeowner accused of lying about making a prior damage claim. The Court found the policyholder’s omission had been unintentional.

It’s a case that relies heavily on the interpretation of an insurance policy’s concealment or fraud provision, which results in the forfeiture of coverage if the insured makes false statements relating to the insurance.

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.

INCLUDED IN A DIGITAL MEMBERSHIP:

  • All PropertyCasualty360.com news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including BenefitsPRO.com and ThinkAdvisor.com.

Already have an account?

Melea VanOstrand

Melea VanOstrand is ALM's South Florida real estate reporter. For story ideas, email her at [email protected] Want to see the latest real estate news? Follow Melea on her Twitter or Facebook pages.

More from this author

 

PropertyCasualty360

Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join PropertyCasualty360.com now!

  • Unlimited access to PropertyCasualty360.com - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including BenefitsPRO.com, ThinkAdvisor.com and Law.com
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360
Live Chat

Copyright © 2022 ALM Media Properties, LLC. All Rights Reserved.