The nation has changed so much over the past two years, and that manifests itself in the insurance industry. Underwriters need to be vigilant about watching the trajectory of these trends; as we saw in early 2020, the landscape can change at a moment’s notice.(Photo: Chubykin Arkady/Shutterstock) The nation has changed so much over the past two years, and that manifests itself in the insurance industry. Underwriters need to be vigilant about watching the trajectory of these trends; as we saw in early 2020, the landscape can change at a moment’s notice. (Photo: Chubykin Arkady/Shutterstock)

It has now been two years since COVID-19 began wreaking havoc on public health, the economy and the way much of our society conducts business. While many aspects of insurance underwriting have largely returned to the way they were before the pandemic, others will be forever changed — and not just because of COVID-19.

In 2022, we will continue to see the effects of wildfires and other destructive events, cybersecurity challenges and the use of the Internet of Things to prevent loss in facilities.

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