When a natural disaster strikes, it is essential that insurers are properly staffed to help clients affected. Credit: Onur/Adobe Stock. When a natural disaster strikes, it is essential that insurers are properly staffed to help clients affected. (Credit: Onur/Adobe Stock.)

The impact of climate change is no longer debatable. A McKinsey & Company report concludes that stronger and more frequent natural disasters "are destroying homes and businesses at record-breaking rates and putting entire food systems at risk." Further, McKinsey warns that changes in global climate "are locked in for at least the next 10 years."

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