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Following Hurricane Ida, the Louisiana Department of Insurance issued bulletin 2021-07 to remind insurers that policyholders should be treated fairly, and that insurers should honor the spirit and intent of additional living expense coverage due to the loss of use of their premises following the issuance, or lack thereof, of a civil authority as a result of Hurricane Ida. (Credit: Eric Gay/AP) Following Hurricane Ida, the Louisiana Department of Insurance issued bulletin 2021-07 to remind insurers that policyholders should be treated fairly and that insurers should honor the spirit and intent of additional living expense coverage due to the loss of use of their premises following the issuance, or lack thereof, of civil authority as a result of Hurricane Ida. (Credit: Eric Gay/AP)

Editor’s Note: Part one of the series explores Ida’s impact on homeowners and business insurance policies. 

After a major storm, such as Hurricane Ida, it is common for insurance departments to issue bulletins and notices to both consumers and carriers with advice on what to do. The Louisiana Department of Insurance has a storm damage resource center for insureds, guiding them on what to expect and what to do after the damage has occurred.

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