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Help clients prepare for risks this back-to-school season with timely topics and information, including school transportation safety, active shooter safety and teen driving.

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Cyberbullying has increased at a troubling rate over the past 18 months and hate speech among children and adolescents has increased by 70% since March 2020. (Photo: Bigstock) Cyberbullying has increased at a troubling rate over the past 18 months, and hate speech among children and adolescents has increased by 70% since March 2020. (Photo: Bigstock)

As a consumer’s life changes, there are many obvious triggers for insurance evaluations — like buying a home or a new vehicle. It’s the more unknown risks that arise as new technologies emerge or as children grow up that create opportunities for independent agents to have regular conversations with customers on evolving insurance needs.

Consumers face many changing risks that make it critical for them to have a trusted adviser who examines these new vulnerabilities and offers protection solutions. Similarly, growth-orientated independent agents need carrier partners who monitor the changing risk landscape and introduce protection options in response.

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