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September is National Preparedness Month, which raises awareness about the importance of preparing for disasters and emergencies that could happen at any time. This collection of articles will help insurance professionals and their clients mitigate exposures and understand what to do before and after a disaster.

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Preparing for hurricane season. Claims handlers now more than ever will want to be vigilant about making sure that claims are investigated, measured and adjusted appropriately. (Photo: ungvar/stock.adobe.com)

We read numerous articles this time of year about how homeowners and businesses can prepare for hurricane season. But what about their insurers? There are many things that insurance carrier claims teams can be doing to prepare for what is predicted to be a busy hurricane season.

On top of a global pandemic, 2020 brought 30 named storms (top winds of 39 mph or greater), of which 13 became hurricanes (top winds of 74 mph or greater), including six major hurricanes (top winds of 111 mph or greater), according to the National Oceanic and Atmospheric Association. For this year’s hurricane season, a recent report by the Colorado State University Tropical Meteorology Project calls for 18 named storms, eight hurricanes and four major hurricanes. The entire country is hoping for a continued swift economic recovery from the pandemic, but property insurers must continue to be vigilant and prepare for another storm season.

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