"Usually with wine collections, people start innocently enough, maybe buy a few cases, but the next thing you know, they are having a wine cellar designed. But it doesn't occur to them to get separate coverage," says Melissa L. Smith of Enotrias Elite Sommelier Services. (Credit: Dario Lo Presti/Shutterstock.com)
A misconception persists among homeowners that their insurance policies will protect wine collections, when in fact, a separate rider or wine-specific coverage is necessary, according to Melissa L. Smith, certified sommelier and founder of Enotrias Elite Sommelier Services, which specializes in inventorying wine collections.
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Steve Hallo
Steve Hallo is managing editor of PropertyCasualty360.com. He can be reached at [email protected]
