Thank you for sharing!

Your article was successfully shared with the contacts you provided.
The reliance on virtual inspections accelerated during the pandemic, with more policyholders supplying their own images to underwriters for review. (Photo: Dmitry Galaganov/Adobe Stock)

Since the mid-1700s, underwriters at Lloyd’s of London have been using Survey Reports (inspections) prior to binding coverage. Today, most insurers use some form of inspection to identify hazards and develop risk improvement methods.

Little has changed conceptually over the past few hundred years. A recent twist, accelerated by the COVID-19 pandemic, is having policyholders provide underwriters with photo images of their properties.

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.


  • All PropertyCasualty360.com news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including BenefitsPRO.com and ThinkAdvisor.com.

Already have an account?



Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join PropertyCasualty360.com now!

  • Unlimited access to PropertyCasualty360.com - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including BenefitsPRO.com, ThinkAdvisor.com and Law.com
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2022 ALM Global, LLC. All Rights Reserved.