Special Report

Small Business Guidance Program

The Small Business Guidance Program, created by NU PropertyCasualty360 parent company ALM, provides small and midsize enterprises with the insights they need to thrive in today’s changing business environment. These articles focus on legal, financial, real estate, benefits and insurance issues that owners and managers encounter daily.

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Once a small business has at least two full-time employees and can contribute toward medical benefits or 401(k) costs, it’s time to put a plan into action. (Photo: Shutterstock) Once a small business has at least two full-time employees and can contribute toward medical benefits or 401(k) costs, it’s time to put a plan into action. (Photo: Shutterstock)

According to the U.S. Small Business Administration, more than half of Americans either own or work for a small business, and small businesses create nearly two out of three new jobs each year. Just look at the insurance industry, which is itself made up of thousands of small businesses, from local agencies to small-town inspection companies.

Being small can create big challenges in the business world, and having the financial ability, knowledge and resources to offer benefits to employees can be daunting. But the potential return on investment for small businesses that navigate the process is substantial.

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