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A homeowners five monkeys recently escaped and ran wild throughout the neighborhood of an FC&S colleague. (Photo: LindaPhotography/stock.adobe.com) Five monkeys owned by a neighbor of an FC&S colleague recently escaped and ran wild throughout the neighborhood. (Photo: LindaPhotography/stock.adobe.com)

Every claim is different, and some insurance policies can be difficult to interpret for unique situations. FC&S Expert Coverage Interpretation, the recognized authority on insurance coverage interpretation and analysis for the P&C industry, makes it simple to find credible answers to your complicated coverage questions. Analysis brought to you by our FC&S experts. 

Editor’s Note: Some of our favorite questions have to do with animals. We’ve answered questions about skunks, raccoons, bats, rodents, deer, and even a feral house cat that jumped a woman in her vehicle. We’ve explained the difference between rodents and mammals and discussed which animals are considered vermin. This week, however, we have a much rarer animal on the loose: monkeys. How do monkeys fit into the standard exclusions for animals, or are those exclusions strictly geared to the types of animals we’ve already discussed?

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