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Negligence claims resulting from the loss of power and water during Winter Storm Uri will be handled by the respective defendants’ insurance carriers, according to Joshua M. Sandler, a partner at Lynn Pinker Hurst & Schwegmann in Dallas. (Shutterstock) Negligence claims resulting from the loss of power and water during Winter Storm Uri will be handled by the respective defendants’ insurance carriers, according to Joshua M. Sandler, a partner at Lynn Pinker Hurst & Schwegmann in Dallas. (Shutterstock)

The insurance claims process can be confusing and overwhelming for some insureds, particularly when they are in the process of resetting their lives after a major catastrophe.

Such is the case in Texas, where millions of residents braved single-digit temperatures with no power for days in many parts of the state during Winter Storm Uri in February. There were deaths and injuries resulting from the freezing temperatures, as well as widespread water damage due to broken pipes. Additionally, loss estimates from the storm are predicted to rise to as much as $130 billion in the state, according to AccuWeather.

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