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Weather's impact on loss. When examining a single weather event, the goal is to quantify potentially damaging meteorological conditions. (Photo: Pande Putu Hadi Wiguna/Shutterstock)

Timing is everything.

It is the difference between a melt-in-your-mouth chocolate chip cookie and a charred, biodegradable hockey puck. The difference between a leisurely stroll through the airport with a stop for dinner and a mad dash to a missed connection. Timing can also be the difference between paying a storm damage claim and justifiably denying or amending it based on a forensic weather analysis that identifies the actual date of loss.

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