A lot of the issues we saw in 2020 — political polarization, changes in workers' comp and a slew of COVID-related concerns — will lead to new challenges for the insurance industry in 2021, according to Out Front Ideas. As previously reported, cyber insurance will be a key topic of discussion in industry circles as the severity and volume of malicious digital attacks increase, according to Out Front Ideas host Kimberly George, senior vice president of corporate development, M&A and healthcare for Sedgwick. "Remote workers increased risks for organizations in 2020 as hackers began to focus attention on them," George said. "One employee clicking on a phishing email can result in an attack on the entire company. Remote workers will remain a cyber target in 2021, she added, noting malicious actors have started deploying deepfakes to scam companies out of resources. The above slideshow highlights five additional issues, with a strong emphasis on workers' comp and the workforce, to keep in mind as 2021 continues to unfold. Related:

• Rates grew across personal, commercial insurance lines in Q4
• Insurance shoppers' top concerns in 2021
• New year, new claims: Preparing for surge in COVID-19 liability litigation