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MGAs allow for specialized, often sector-specific, insurance underwriting expertise in a carrier's portfolio. (Photo: Jiw Ingka for Shutterstock) MGAs allow for specialized, often sector-specific, insurance underwriting expertise in a carrier’s portfolio. (Photo: Jiw Ingka for Shutterstock)

The insurance marketplace is seeing an increase in the use and popularity of managing general agents, or MGAs, also known as managing general underwriters (MGUs).

MGAs write business through comprehensive “programs” under which the MGA is responsible for underwriting and administration, in addition to placing the business with the carrier. Growth in premiums written through program business exceeded that of the total property & casualty market by 32% in 2016, a trend that has continued since then into 2019, according to Conning.

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