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Keep the holiday cheer this year by avoiding property & casualty insurance claims.

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Buddy the Elf is not the best toymaker in the North Pole. So should Santa Clause consider product recall insurance for poorly-made toys? (Warner Home Video) Buddy the Elf is not the best toymaker in the North Pole. So should Santa Claus consider product recall insurance for poorly-made toys? (Warner Home Video)

We all love a good Christmas film, and we’re spoilt for choice — you can lose yourself in the romantic festivities or laugh at Christmas mishaps, but it got us thinking… some of these setups are pretty risky!

Our favorite Christmas characters don’t always have the smoothest of journeys, and luckily, there’s usually a happy ending, but in reality, a good insurance policy wouldn’t go amiss.

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