Best Practices

How brokers can avoid legal liability in the era of COVID-19
The legal and insurance industries share a unique relationship - one that works for and, at times, against each other. This collection of articles addresses key and emerging issues overlapping the law and insurance sectors.
It’s fair to say that the long-anticipated wave of COVID-19-related litigation against insurers is beginning to break. In the U.S. alone, there are currently 1,295 such cases making their way through the courts. To put it another way, the number of litigation cases against insurers for COVID-19 has been higher than after total natural disasters between 2009 and 2020.
These cases primarily revolve around business interruption (BI) claims, with some notable exceptions stemming from workers’ compensation and directors and officers (D&O) claims. The hospitality industry has proven the most affected, with over 488 lawsuits seeking coverage for business income losses.
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