Insurance policy. Business interruption policies insurance against lost earnings that arise from the suspension of business operations because of an insured hazard. (Photo: RAGMA IMAGES/Shutterstock)

Another record-breaking hurricane season is upon us. The frequency of named storms making landfall has already surpassed prior years. At the same time, the COVID-19 pandemic continues to have a significant economic impact on businesses and communities across the country, and it seems more apparent that this impact is likely to linger through, and possibly beyond, this hurricane season.

Let’s take a look at some of the issues that may arise when calculating the potential business interruption claims arising from storm damage while the pre-existing economic impacts of the pandemic last. With COVID-19-related influences lasting for six months already, a key issue is what period should be used to calculate business loss from an event occurring in this hurricane season.

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