There are estimated to be over 30 insurance companies providing CPL in the current insurance marketplace. There are estimated to be over 30 insurance companies providing commercial pollution liability in the current insurance marketplace. (Photo: Shutterstock)

Contractor’s pollution liability (CPL) is a type of insurance policy that provides third-party coverage for bodily injury, property damage, defense, and cleanup arising from contracting operations performed on or behalf of a contractor. We are currently seeing a rise in clients’ contractual requirements to provide proof of pollution liability insurance for contractors of all types. Fortunately, in today’s marketplace, the coverage is widely available and relatively affordable. However, there are no standard ISO policy forms for pollution liability like there are for other lines of business, such as commercial general liability.  

Environmental insurance companies offer bespoke CPL policy forms, making it important to understand the differences in coverage between different insurers. There are estimated to be over 30 insurance companies providing CPL in the current insurance marketplace. Coverage forms can be customized and tailored to meet the needs of your client.

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