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The USPS lost the insured's package while it was in transit. (Photo: Diego M. Radzinschi/ALM) The USPS lost the insured’s package while it was in transit. (Photo: Diego M. Radzinschi/ALM)

Every claim is different, and some insurance policies can be difficult to interpret for unique situations. FC&S Expert Coverage Interpretation, the recognized authority on insurance coverage interpretation and analysis for the P&C industry, makes it simple to find credible answers to your complicated coverage questions. Analysis brought to you by our FC&S experts.

Question: We have an insured who is in the wholesale business of distributing medications and utilizes the USPS to ship packages to customers. One invoiced shipment included medication packaged in three different boxes. All three boxes were invoiced and picked up by USPS on the same day. Only two of the boxes arrived. The USPS has no tracking to identify the missing package’s whereabouts.

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