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September is National Preparedness Month. This collection of articles will help insurance brokers and their clients mitigate exposures and understand what to do before and after a disaster.

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Wildfire smoke contains chemicals, gases and fine particles that can harm health. The greatest hazard comes from breathing fine particles in the air, which can reduce lung function, worsen asthma and other existing heart and lung conditions. (Photo: AP Photo/Ringo H.W. Chiu)

The destructive wildfires throughout California have resulted in the loss of life and property and are stretching the resources to fight them. As we progress into late summer and fall, the danger will continue. Everyone must take precautions and stay aware of weather conditions to prevent human-caused fires.

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