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The Eleventh Circuit held that the definition of “sublimit” advanced by StarStone and adopted by the district court, i.e. that a sublimit caps a carrier’s exposure, or existing coverage, at an amount less than the otherwise applicable policy limit, is consistent with the ordinary meaning of that term, as reflected in legal and non-legal dictionaries. (Credit: Shutterstock) The Eleventh Circuit held that the definition of “sublimit” advanced by StarStone and adopted by the district court, i.e. that a sublimit caps a carrier’s exposure, or existing coverage, at an amount less than the otherwise applicable policy limit, is consistent with the ordinary meaning of that term, as reflected in legal and non-legal dictionaries. (Credit: Shutterstock)

The Eleventh Circuit recently issued an opinion affirming summary judgment in favor of insurer StarStone National Insurance Co. and against insured, Polynesian Inn LLC d/b/a Days Inn of Kissimmee, and Andrew James Bickford, holding there is no coverage under StarStone’s policy for the underlying incident involving a murder and attempted murder on the property of an insured hotel.

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