workers' compensation online Does a CGL policy cover workers’ comp claims from a leased or temporary worker? (Credit: Rawpixel.com/Shutterstock)

Every claim is different, and some insurance policies can be difficult to interpret for unique situations. FC&S Expert Coverage Interpretation, the recognized authority on insurance coverage interpretation and analysis for the P&C industry, makes it simple to find credible answers to your complicated coverage questions. Analysis brought to you by our FC&S experts. 

Editor’s Note: Employers often utilize staffing agencies when going through periods of heavy workloads or for seasonal operations. Sometimes the line between whether the worker is a leased worker or a temporary worker can be blurred and difficult to determine, especially if the worker is injured when performing operations for the insured.  This week’s question deals with such a claim and asks whether workers’ compensation or the CGL should cover the worker.

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