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Anyone who believes that they might qualify as a class member must submit a completed and signed claim form before Nov. 13. Those who want to opt-out or exclude themselves from the settlement class must provide a written request for exclusion no later than July 28. (Credit: Dmitry Kalinovsky/Shutterstock) Anyone who believes that they might qualify as a class member must submit a completed and signed claim form before Nov. 13. Those who want to opt-out or exclude themselves from the settlement class must provide a written request for exclusion no later than July 28. (Credit: Dmitry Kalinovsky/Shutterstock)

A multimillion-dollar class-action case in Florida highlights that insurers must apply the deductible to the client’s full bill instead of a reduced amount that yields lower reimbursement, the plaintiffs said.

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