Instant Insights / The coronavirus and its impact

The coronavirus has upended lives and businesses around the globe. From business interruption and supply chain disruption to event and travel cancellations, we are only just seeing the beginning stages of COVID-19's impact. These articles provide valuable insights on insurance coverage, preparation tips and more to help individuals and businesses reduce exposures as the virus spreads.


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"The bottom line is that, while the industry is currently dealing with a high volume of business interruption claims, restaurant owners and their insurance agents need to also think about the claims we haven't seen yet," Crystal Jacobs, vice president and program director at Restaurant Guard Insurance, said in a statement. (Credit: Shutterstock) What will be the long-term impact of lawsuits and legislation on business interruption insurance? (Photo: Shutterstock)

It did not take long.

Within days of the first stay-at-home orders, news began bubbling about how insurance companies were going to handle the crush of business interruption (BI) claims for the economic losses caused by the shutdown. There was no shortage of blogs, articles and discussions about whether there was coverage for these claims, and in the mere three months since, this issue already has a long history. But where do things stand now?

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