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Here are the insights insurance pros need to know to advise clients and navigate the 2020 hurricane season.

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(Photographer: Charles Mostoller/Bloomberg) Below are checklists that can be given to anyone in an area at risk of severe disasters. (Photographer: Charles Mostoller/Bloomberg)

Every year, insurance departments recommend the ways consumers can prepare for various disasters — they may suggest purchasing flood insurance in susceptible areas or offer ways to mitigate fire hazards, in addition to other tips. This year is different; the presence of COVID-19 makes any evacuation more complicated than normal.

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