Instant Insights / The coronavirus and its impact

The coronavirus has upended lives and businesses around the globe. From business interruption and supply chain disruption to event and travel cancellations, we are only just seeing the beginning stages of COVID-19's impact. These articles provide valuable insights on insurance coverage, preparation tips and more to help individuals and businesses reduce exposures as the virus spreads.


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The coronavirus outbreak has spawned lawsuits around the U.S., including mass torts and class actions. (Shutterstock) The coronavirus outbreak has spawned lawsuits around the U.S., including mass torts and class actions. (Shutterstock)

We’re now moving into the ninth week of lockdown, which began for most states in the middle of March. The first COVID-19 case in the United States was diagnosed on January 20th, with the first death reportedly occurring on February 6th.

Now, in the middle of May, lawsuits are proliferating. The first insurance coverage suitCajun Conti, LLC v. Certain Underwriters at Lloyd’s, London, was filed on March 20, in Louisiana, where a restaurant sought coverage under a first-party property policy for future business losses due to government orders in response to the coronavirus pandemic. Several other insurance coverage lawsuits have been filed, the vast majority with business interruption, or the virus exclusion as the main points of controversy.

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Hannah Smith JD


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