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Solar power-related claims. Solar panels comprise multiple photovoltaic cells, which are the foundation for producing solar power. A collection of panels is called an array. (Photo: StrikeCheck)

From illuminating traffic signals, lighting up homes and businesses to supplementing the electric grid, the uses and popularity of solar power are on the rise throughout the United States. The Solar Energy Industries Association (SEIA) reported a 50% average annual growth rate since 2006 for the number of U.S. solar installations, thanks to a steady drop in equipment costs combined with continued government incentives for its use.

California leads the pack, followed by North Carolina, in a distant second, but New York, New Jersey, and Texas have all been making strides in the field. Increased usage nationwide means more solar-related risks and claims, so insurance professionals should make sure not to be left in the dark about what to expect.

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