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Base FICO Scores have a 300-850 score range — the higher the score, the lower the risk. Base FICO Scores have a 300-850 score range — the higher the score, the lower the risk. (Photo: iStock)

The Superior Court of New Jersey has reversed the decision of the trial court and decided that an auto policy does not provide coverage for third-party injuries that stemmed from the use of a golf cart owned by the insured.

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