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Few other industries ebb and flow the way insurance does.

Markets can be fickle. One line of business may experience hardening rates while another enters a period of softening. A single event — such as a natural catastrophe — can send shockwaves across the industry, impacting brokers, insurers, reinsurers, and clients for months or years after the occurrence.

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Heather A. Turner

Heather A. Turner is the managing editor of ALM's NU Property & Casualty Group. She can be reached at [email protected].

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