The lap pool at the spa in the Four Seasons Hotel in Georgetown. September 20, 2006. Photo by Diego M. Radzinschi/LEGAL TIMES. The lap pool at the spa in the Four Seasons Hotel in Georgetown. (Photo by Diego M. Radzinschi/LEGAL TIMES)

Every claim is different, and some insurance policies can be difficult to interpret for unique situations. FC&S Expert Coverage Interpretation, the recognized authority on insurance coverage interpretation and analysis for the P&C industry, makes it simple to find credible answers to your complicated coverage questions. Analysis brought to you by our FC&S experts. 

Editor’s Note: In this week’s question, the insured’s operations generated excessive humidity and moisture in the building that should have been taken into consideration when the business began operations. Regularly scheduled maintenance and proper ventilation could have prevented or minimized the damage that occurred. 

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