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The cases examined are James River Ins. Co. v. Doswell Truck Stop, LLC, 827 S.E.2d 374 (Va. 2019), Crum & Forster Specialty Ins. Co. v. DVO, Inc., 939 F.3d 852 (7th Cir. 2019) and Universal Cable Prods., LLC v. Atl. Specialty Ins. Co., 929 F.3d 1143 (9th Cir. 2019). (Credit: everything possible/Shutterstock) The cases examined are James River Ins. Co. v. Doswell Truck Stop, LLC, 827 S.E.2d 374 (Va. 2019), Crum & Forster Specialty Ins. Co. v. DVO, Inc., 939 F.3d 852 (7th Cir. 2019) and Universal Cable Prods., LLC v. Atl. Specialty Ins. Co., 929 F.3d 1143 (9th Cir. 2019). (Credit: everything possible/Shutterstock)

No matter the type of insurance, policy exclusions are always of critical importance. From the war exclusion to contractual liability, decisions based on exclusions to coverage featured prominently in 2019.

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