A man using his mobile phone walks along a street in down town Nairobi on July 24, 2019. (Photo by SIMON MAINA / AFP) (Photo credit should read SIMON MAINA/AFP via Getty Images) A man using his mobile phone walks along a street in downtown Nairobi on July 24, 2019. (Photo: SIMON MAINA/AFP via Getty Images)

(Bloomberg) — A Kenyan startup that offers insurance from as little as $1 a month is betting the market for small policies will eventually make money, even if the metrics are pointing in the other direction.

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