Roughly three out of five insurers view the lack of specialized talent to be a key hurdle in their road to innovation. (Photo: Shutterstock) Roughly three out of five insurers view the lack of specialized talent to be a key hurdle in their road to innovation. (Photo: Shutterstock)

The insurance industry has undoubtedly evolved over the years, but its guiding principles remain the same. The success of insurance businesses is still very much driven by how adept they are at calculating risks and determining pricing, while maintaining a solid reserve of capital.

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