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How does a business auto coverage apply to snowplow blades? (Photo: Shutterstock) How does commercial auto coverage apply to a truck’s snowplow blade? (Photo: Shutterstock)

Analysis brought to you by FC&S Expert Coverage Interpretation, the recognized authority on insurance coverage interpretation and analysis for the P&C industry. To find out more — or to learn how to find answers to YOUR coverage questions — click here!

Editor’s Note: Every year, FC&S receives questions pertaining to seasonal risks. We know that when the weather shifts to a colder climate, we are apt to get questions about frozen pipes sooner or later.  Now that we are in the heart of the winter season, this week’s question deals with one of our favorite things: snowplow blades.

Question: I am an insurance regulator in Vermont and am hoping for some underwriting clarification on a commercial auto policy.

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