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In Karas v. Liberty Ins. Corp., the insureds alleged that the carrier breached the collapse provisions of their policy by declining to compensate them for the purported collapse of their basement walls. (Photo: Shutterstock) In Karas v. Liberty Ins. Corp., the insureds alleged that the carrier breached the collapse provisions of their policy by declining to compensate them for the purported collapse of their basement walls. (Photo: Shutterstock)

While acknowledging the “seriousness of the crumbling foundations problem” and the “gravity of the problem” for many Connecticut homeowners, the Connecticut Supreme Court has issued a decision essentially foreclosing insurance coverage for that damage — except in the most extreme cases.

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