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With the growing popularity of mobile vets, gyms, pet groomers, and food trucks, the issue of whether these businesses are covered under auto insurance or business insurance has become more important. (Photo: Shutterstock) With the growing popularity of mobile vets, gyms, pet groomers, and food trucks, the issue of whether these businesses are covered under auto insurance or business insurance has become more important. (Photo: Shutterstock)

The Court of Appeals of Florida, fourth district, has ruled that a mobile gym operating out of the back of a truck was not an uninsured auto for the purposes of the automobile insurance policy of a woman who was allegedly injured while training in the mobile gym.

Garrett Nodell owns and operates a mobile gym out of the back of an Isuzu truck. The gym is called Mobile Fitness Centers of America. Nodell drives the truck to his client’s location and conducts workouts in the back of the truck. The gym is equipped with exercise machines and equipment, some of which are bolted to the floor of the truck. To power the gym, Nodell either hooked up to electricity at the home of the client or used a generator.

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Hannah Smith JD

 

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