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An insurance company may consider your age and marital status, occupation and previous insurance coverage, your driving experience, and other factors when determining your car insurance rate. (Photo: Shutterstock)

There are many factors that can impact your auto insurance costs such as where you live, what you drive, the insurance company, level of coverage, and even your credit score. That’s why there’s no single answer to which insurer is cheaper or better. To find a good deal on car insurance, it’s important to understand what affects your premiums before shopping around.

Read on to learn about the factors that affect your insurance costs and what you can do to lower your premiums.

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