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Insurance rates are based on risk, but there some factors that affect a policyholder's insurance more than others, like filing claims or, especially, multiple claims.

In fact, filing claims will raise rates more than any other factor besides poor credit.

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Danielle Ling

Danielle Ling is an experienced video journalist and business reporter. As associate editor, Danielle manages all multimedia and reports on industry news and risk-related coverage, managing all weather-related content. A University of Maryland and Philip Merrill College of Journalism alum, Danielle previously served as a video journalist for Verizon FiOS 1 News NJ, Push Pause. Connect with Danielle on LinkedIn or email her at [email protected].