Commercial insurance policy Theft Exclusion Endorsements commonly exclude damage caused by theft, but agree to cover loss or damage that occurs due to looting at the time and place of a riot or civil commotion; or building damage caused by the breaking in or exiting of burglars. (Shutterstock)  Commercial insurance policy theft exclusion endorsements commonly exclude damage caused by theft, but agree to cover loss or damage that occurs due to looting at the time and place of a riot or civil commotion, or building damage caused by the breaking in or exiting of burglars. (Shutterstock)

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