Is a counterfeit cashier’s check 'false pretenses'?

Cashier’s checks are treated as guaranteed funds because the bank, rather than the purchaser, is responsible for paying them. (Shutterstock)

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Question: Our insured car dealer took a fake cashier’s check for the purchase of an automobile. He let the customer take the car. Ten days later, his bank called him and told him the cashier’s check was counterfeit.