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Credit: Illustration by Daniel Hertzberg, animation design by Chris Morel/ALM.

Editor’s note: The legalization of marijuana on a state-by-state basis has created a patchwork of regulations that still conflict with the federal government, which considers it an illegal, controlled substance similar to heroin or methamphetamines. It is that conflict that creates legal liability for insurers, financial institutions and others seeking to provide products or services to marijuana-touching entities. There are a limited number of law firms, insurers and financial institutions that serve clients in these enterprises, and choosing a knowledgeable partner is critical to navigating the legal potholes. – Patricia L. Harman, editor-in-chief, NU Claims magazine 

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