best homeowners insurance companiesseven insurance companiesthat came out on top in seven key categories.


What to consider in a homeowners' insurance company

consumers find the right homeowners insurancecompany

  • Consumer insights: Ratings companies, such asA.M. Best and J.D. Powers, as well as Consumer Reports, whichmeasures customer satisfaction, can offer insight into how aninsurance company operates.
  • Cost: High-deductible policy options can helpkeep costs low when shopping on a budget.
  • Customer service and claims:Policygenius suggests reading testimonials and reviews onlineto find out an insurer’s quality of customer service. Additionally,calling the insurance company to see what the hold time is and whatservice is like is also a good way to see how well it treatscustomers.
  • Coverage endorsements:Supplemental coverage options such as floodinsurance, earthquake insurance and equipment breakdowncoverage can be indicators of a 'good' homeowners insurancecompany.
  • Discounts: Policygenius also mentions bundles,loyalty discounts and customer rewards as additional indicators ofa 'good' homeowners insurance company.
  • Bundling: Bundling home, auto and otherinsurance policies is another good way to save money and reduceconfusion when working with multiple insurers.


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Heather A. Turner

Heather A. Turner is the managing editor of ALM's NU Property & Casualty Group. She can be reached at [email protected].