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City of Miami Beach, Florida, after Hurricane Irma. (Photo: Mia2you/Shutterstock) City of Miami Beach, Florida, after Hurricane Irma. (Photo: Mia2you/Shutterstock)

A Florida appeals court has ruled that a fiduciary, such as a public adjuster, with whom insureds had a contractual agent-principal relationship could not serve as their disinterested appraiser as a matter of law.

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