Even on vacation, there's no escaping Murphy's Law: Anything that can go wrong, will go wrong.

There are a variety of factors that can go wrong while traveling such as missing a connecting flight, damaging a rental vehicle or catching a cold. Not only are any one of those situations possible, they are likely, and each can seriously disrupt long-awaited plans, costing time and money.

According to Cover-More, a travel insurance provider in Australia, India, Malaysia, New Zealand, the U.K., and the U.S., the number of New Zealanders who missed connecting flights doubled in 2018. Furthermore, Cover-More experienced a 75% increase in rental car claims in 2018, just in New Zealand.

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Heather A. Turner

Heather A. Turner is the managing editor of ALM's NU Property & Casualty Group. She can be reached at [email protected].